Private Lender – Montreal
A Financing Solution Adapted to Your Needs
A private loan is a fast and easy way to obtain funds, especially if you are not eligible for an institutional or traditional bank loan.
Your credit rating is less important than the equity value of the property you have pledged as security. The amount of the loan may be up to 75% of the fair market value of the pledged property. Our financing offer is fast and competitive. Call our office to begin the process.
Once you’ve signed the loan agreement, the process is complete, and we’ll go ahead with the disbursement of funds to the notary. In the interim, we’ll have had the opportunity to evaluate the property given as security for the loan, and consider the risks and market conditions.
The Advantages of a Private Loan with Crawford & Finchley Capital
When you take out a loan with us, you’ll enjoy a fast, efficient and hassle-free process. If you have already applied for a loan from a traditional lender, you know that the process can be long and sometimes frustrating. At Crawford & Finchley Capital, our simplified criteria let us handle your requests quickly. We can disburse your funds in less than a week.
Loan Types & Eligible Property Types for Our Loans
We offer first and second mortgage financing for the following projects:
- purchase of owner-occupant single-family homes
- purchase of commercial and residential buildings,
- debt consolidation.
- bridge loans
- self-employed loans
Our loans can reach up to 75% of the fair value of the pledged property. You will only be required to repay the interest on the loan up until the principal is due at maturity, or upon renewal.
Our strengths:
As soon as we receive your request, we will review your file and provide a prompt response.
While private loan interest rates and fees vary depending on the nature of each project, they remain competitive across the board.
Loan terms generally vary from 6 to 24 months. The mortgage debtor only pays the monthly interest charges and will pay off the mortgage at maturity.